Personal Finance

November 20, 2024

Here are the December 2024 Individual Due Dates

November 9, 2024

Discover essential cash flow strategies for subscription-based SMBs. Learn pricing tips, retention tactics, and cash flow forecasting to strengthen recurring revenue. Contact us to optimize your model!

November 2, 2024

Watch this video to learn the importance of regularly updating the beneficiaries on your will, IRA, and insurance policies, ensuring your assets are distributed according to your intentions.

August 17, 2024

This article will explore the tax implications, the impact of after-tax dollars, and current market conditions to help you determine if buying a home is the right move for you. Read on.

May 28, 2024

Below are twelve essential tax strategies designed to preserve and enhance your wealth.

April 17, 2024

A custodial account is a financial account established by an adult on behalf of a minor. There are two main types. Learn more.

March 22, 2024

A guide for Millennials today, providing valuable insights and strategies to help them make informed decisions about their finances. Learn more.

February 16, 2024

Explore the rising tide of credit card debt in America, now at historic highs, and uncover expert strategies to navigate out of financial distress. From balance transfer cards to repayment methods, learn how to combat debt and reclaim financial freedom.

January 4, 2024

This article will guide you through essential financial resolutions to set the tone for your best money year yet.

December 10, 2023

Discover the financial benefits of remote work with insights from Stanford economist Nicholas Bloom. Learn how to leverage remote work gains for optimal personal finances.

November 13, 2023

Discover expert-backed savings hacks that empower you to build and expand your nest egg. From automated contributions to tax-savvy investments, unlock the keys to financial security.

October 10, 2023

Explore the effects of surging interest rates on credit cards, home buying, auto loans, and bank savings. Learn more.

September 18, 2023

The tax ramifications of winning a charity hole-in-one.

August 15, 2023

Are you wondering where the world economy is going and how your personal finances will stand up to the changes? If so, you are not alone. Part of the fun of being on this planet is planning for the future even when it’s not clear what will happen tomorrow or next week.

July 15, 2023

Any investment you make will generate interest, which means that the investment grows over the next period of time. Learn more.

June 8, 2023

When it comes to what happens when you pass away without leaving a will, the answer unfortunately varies depending on which state you live in. Learn more.

May 9, 2023

There are several steps that you can take today that will help your finances. Learn more.

April 26, 2023

If you truly want to make sure that you're saving enough money for retirement, there are a number of important things to keep in mind. Learn more.

March 18, 2023

If you're getting started in the world of investing and want to make sure that your journey gets off on the right foot, there are a number of important things to keep in mind.

February 10, 2023

By performing a few simple calculations now, you can help get yourself on the right path to financial success later on.

January 20, 2023

If you want to relieve stress, the most important step you can take is to start building your emergency fund as soon as you're able to. Learn how

December 14, 2022

A recession can impact many things, including your job, your business, and your ability to generate a stable income.

November 14, 2022

There are still steps that you can take today to save money on your taxes in the event that you've been laid off.

October 4, 2022

Buffett developed a plan for himself when it came to finances, and he acted on that plan meticulously over the years.

September 19, 2022

If your goal is to maximize your Social Security benefits by planning ahead, all you need to do is keep a few key things in mind.

August 23, 2022

It really doesn’t matter what anyone calls the nation’s economic condition when you’re having trouble paying your household bills – or worrying that’s where you’ll find yourself soon.

July 19, 2022

From diapers to daycare, from braces to bicycles, parents are often shocked by the constant outflow of cash that starts days after bringing the baby home. Learn some tax and finance tips.

June 10, 2022

Just graduated? Consider the following tips for money management. Read below to learn more personal finance tips.

May 5, 2022

More and more employers are offering 401(k) plans as an employee benefit, and if you have the option and are not currently taking advantage of it, it may be time to rethink your savings strategy. Learn more

April 21, 2022

One of the major reasons why planning is so crucial in this context is because it helps avoid one of the single biggest problems that both businesses and individuals often face: not budgeting properly.

March 21, 2022

Here are some good reasons to take a closer look at the information on your paystub and understand what it all means. Learn more.

February 10, 2022

People who are looking for ways to counter the impact and preserve financial stability can start with these solutions.

January 10, 2022

There are several important steps that anyone can use to take control of their finances in the new year - it simply requires them to keep a few key things in mind along the way.

December 14, 2021

Here are tips for what to do when a loved one is declining mentally.

November 5, 2021

Below you’ll find some of the smart money management moves that can make freelancing truly rewarding.

October 1, 2021

Predict how many years it takes money to double based on a specific rate of return.

September 7, 2021

You may not like the idea of budgeting but it is one of the best tools available to ensure that your bank account still has a comfortable bit of reserve at the same time that you start spending again. Learn more.

August 22, 2021

Consumer losses caused by fraud related to the COVID-19 pandemic topped $500 million, and that’s just the losses that were reported.

July 21, 2021

Some ultra-wealthy Americans choose to use tax-sheltered Roth Individual Retirement Accounts (IRAs) to rapidly grow their money.

June 15, 2021

Paying your bills early each month can benefit you in the long run by raising your credit score, improving your credit utilization, and saving you on late fees.

May 12, 2021

Overspending is a personal finance issue that many of us deal with. Budgeting, getting support, using the 24-hour rule, and being forgiving can help you stop overspending to reach your financial goals.

April 12, 2021

The family office of Archegos Capital Management was hit by margin calls at the end of March, which may have saddled many banks with multibillion-dollar losses.

March 8, 2021

The freelance economy is growing every year, but it’s vital that freelancers and gig workers understand how to manage their finances to be successful.

February 16, 2021

A potential mortgage crisis is looming, with 5% of all renters and mortgage holders unable to make their payments in December. Here’s where things stand.

January 18, 2021

Learn how a higher credit score can improve your finances in 2021.

December 23, 2020

Many people are struggling with increased credit card debt during COVID-19, but you have many options to get out of debt – or avoid it in the first place.

November 27, 2020

It’s crucial to end each year with a deep dive into your financials to prepare yourself for the year ahead. Here are 4 money moves you can make now ahead of 2021.

October 30, 2020

Tax law changes included in the CARES Act, the Tax Cuts and Jobs Act, and the SECURE Act include charitable planning opportunities for taxpayers.

September 27, 2020

Amid the COVID-19 pandemic, some Americans are taking advantage of relief options and tapping into their retirement funds.

August 18, 2020

What happens to your debts if you were to suddenly pass away? It depends on the state and the specifics of your situation. Here’s all the information you need to know.

July 17, 2020

The National Bureau of Economic Research announced in June that we are officially in a recession. These five money moves can help you weather the storm.

June 26, 2020

From credit reports to credit scores, here’s everything you need to know about the number that can affect your financial stability long-term.

May 25, 2020

The coronavirus pandemic has put many people on uncertain ground regarding their finances, so it’s a good idea for couples to discuss their situation and plan for the future.

April 17, 2020

Emergency savings are vital to help you through unforeseen situations that may be difficult financially, like COVID-19. Here’s how to prepare for the next one.

March 12, 2020

Saving for retirement isn’t something to put off – you should start now. Here are five common mistakes to avoid as you prepare to retire.

February 14, 2020

From the Avalanche Method to the Snowball Method and everything in between, here are some tips to pay off debt quickly depending on your unique situation.

January 24, 2020

Looking for simple ways to improve your financial health in 2020? Try these tips to start building up your savings for the new year.

December 20, 2019

529 college savings plans have become a popular option for preparing for your child’s future education expenses. Here’s everything you need to know.

November 29, 2019

Do you listen to podcasts? Some people may not realize that this is one great way to learn more about finding personal finance success.

October 11, 2019

No matter your current financial situation, these six personal finance tips can help you boost your savings, decrease debt, and much more.

September 25, 2019

Entering your 50s brings many transitions. With retirement on the horizon, it’s crucial to make the right decisions to set yourself up for financial stability long-term.

August 22, 2019

Are you recently graduated from college and entering the “real world” for the first time? Use these tips to set yourself up for financial success.

July 22, 2019

According to one recent study, the vast majority of Americans who are between the ages of 55 and 64 say that they have only saved, on average, about 12% of what they’ll need to live out their retirement years in comfort. Things have gotten so severe that experts believe that about 64% of working aged people in the United States say “not having enough saved to retire” is their

June 18, 2019

According to one recent study, the average retirement age in the United States was 62 years old as of 2017. Currently, the minimum age necessary to collect Social Security is 62, while 66 is largely considered to be

May 14, 2019

Going from two stable income streams to one can prove challenging, but it is a necessary step if you, or your spouse, want to stay home with your kids, go back to school or even start your own business. To avoid ending up in a pinch when the big day comes, planning for the transition to a single income household is a must. You can ensure the transition goes smoothly by making the right changes ahead of time.

April 18, 2019

Withdrawing money early from your 401(k), your IRA or some other type of retirement fund is something that may be necessary for a wide range of reasons. Maybe you're dealing with unexpected medical bills and could use a bit of financial assistance. Perhaps you've gone through some type of life-changing event like a divorce.

March 21, 2019

It takes little more than a passing understanding of the United States economy to understand that the next recession might be right around the corner. In fact, people have already begun to talk about how it may be arriving sooner rather than later. Recent economic forecasts predict that the economy will not only slow down across 2019, but it will continue to do so into 2020... pointing to the fact that trouble may be just over the horizon.

February 19, 2019

Retirement is the endgame for most people - it's literally why we work so hard our entire lives. But it's also no longer a situation that is as straightforward as it once was, particularly as far as financial planning is concerned.

January 16, 2019

A new year is nothing if not a new opportunity – and one that it would be an absolute shame not to take full advantage of. Every January, people make countless New Year’s resolutions. Some want to lose weight; others want to become more productive. One of the most common, however, involves boosting your savings – or lack thereof.

December 21, 2018

According to the survey, 37 percent of those millionaires responding reported that government dysfunction is their biggest threat to building personal wealth in the year to come.

November 23, 2018

Whether you’re diligent about paying bills and saving or you’ve fallen behind on your bills and never opened a savings account, it’s always a good idea to do an annual review of your personal financial habits. Learn more.

July 17, 2017

“The difference between the right word and the almost right word is the difference between lightning and a lightning bug.” ― Mark Twain

July 6, 2017

Just what is a CFP®, CFA®, CFS®, AiF®, ChFC®, CIC®, CIMA®, and CMT® anyway? Learn more...

June 4, 2017

Did you know that 60% of small businesses do not have a business succession plan in place? This is according to Nationwide’s latest Small Business Survey, which was conducted by Harris Poll. This survey of 502 U.S. business owners with fewer than 300 employees revealed that 47% of owners did not even believe such a plan was necessary! How could this be?

May 24, 2017

Philanthropy and giving to charity is a matter of the heart, and it will bring you a reward like you’ve never known before.

May 11, 2017

Numerous studies have shown that finances are the #1 worry of most Americans. Many people are reluctant to discuss money even though it is on their minds. They have little basic financial knowledge, and most do not have financial role models to emulate. As a result, the financial peace of mind that they so desperately seek can be very elusive.

May 2, 2017

Why is it that, when women become widows, up to 70% of them fire their longtime financial advisors within a year? According to a study by Fidelity Investments, 60% of the total personal wealth in the U.S. is controlled by women. However, it appears to be counterintuitive that so many widows would systematically say goodbye to their advisors at a time when advice is needed the most.

April 16, 2017

To begin, let’s define the terms “time value of money” and “compounding.”

April 3, 2017

Alarmingly, only 37% of Americans have enough savings to pay for a $500 emergency. This is according to a survey from Bankrate.com conducted by Princeton Survey Research Associates International. Their Money Pulse survey focused on budgeting and unexpected expenses for American households and reported that the other 63% would have to resort to cutting back spending in other areas, charging to a credit card, or borrowing money from friends and family to pay for an unforeseen event.

March 19, 2017

There is a well-known rule of thumb—the 4% Rule—that suggests if you spend 4% of the value of your capital a year, you are unlikely to outlive your savings. It is used to determine the amount of funds to withdraw from a retirement account. T.Rowe Price believes it is a reasonable starting point. And according to a Vanguard study, “The 4 percent spending guideline remains intact for retirees who stay diversified split between stocks and bonds, contain their costs and consider their time horizon. They can safely withdraw 4% from their initial balance.”

March 16, 2017

A study that Harris Poll conducted for Northwestern Mutual showed that 58% of Americans believe their financial planning efforts need improvement and that 34% have done nothing at all to plan for their financial futures. The report is based on a survey of 5,474 American adults.